It is rare to find a professional who can take a complex, multi-layered regulatory process and distill it into something truly manageable. I recently had the pleasure of working with Ushma, and her guidance was exceptional.What I appreciated most was her ability to bring absolute clarity to a situation involving nuanced tax laws and recent legislative changes. She has a gift for simplifying the technical "noise," ensuring that even those of us outside the financial field can move forward with confidence.Beyond her core expertise, she is incredibly prompt and proactive, traits that are invaluable when navigating time-sensitive matters. For anyone looking for a Chartered Accountant who balances deep domain knowledge with a patient, client-focused approach, I cannot recommend her highly enough.

We first reached out to Usma in April 2024 to file our 2025 return, and what followed was anything but straightforward. Between NRI related complications, restricted access to the income tax portal, and missing bank validation, the process stretched all the way to March 2026 before we finally saw our refund. It was a long road but Usma made it manageable every step of the way. Her knowledge of NRI taxation is genuinely impressive, and it goes beyond just filing returns. She guided us through the digital account verification process as well, which was quite tedious in its own right. Throughout all of it, her responses were consistently prompt and we never felt left in the dark. If you're an NRI trying to navigate the Indian tax system, I'd recommend Usma without hesitation. We're already planning to come back next year and that says it all.

Ushma has been doing my tax filing for more than 5 years now, she is very thorough with every step and never missed a deadline. I recommend Ushma for anyone looking for NRI tax services.

I had the privilege of working with Ushma Jain, a highly skilled Chartered Accountant, during a complex tax dispute involving an NRI and government authorities. Her deep knowledge of tax regulations, especially in cross-border contexts, was instrumental in navigating the intricacies of the case. What truly sets Ushma apart is her unwavering discipline and thoroughness. Every detail was meticulously reviewed, every document prepared with precision, and every interaction handled with the utmost professionalism. Her calm demeanor and respectful communication style made a challenging process feel manageable and well-guided. Thanks to her expertise and dedication, the dispute was resolved efficiently and favorably. I wholeheartedly recommend Ushma to anyone seeking a trusted and competent financial professional. She is a true asset to any team or client she supports.

I was looking for a good CA to help respond to some tax notices for NRIs (and later to activate PAN), and came across Ushma online. I couldn't be more satisfied with the exceptional services she provided for my cases.She has been precise and thorough with the response drafts, and incorporated my inputs appropriately. Her deep understanding of NRI taxation, keen eye for detail, and proactive approach for further follow up with the tax department have significantly benefited my cases. Ushma is always prompt, reliable, and incredibly knowledgeable, offering valuable insights that have helped optimize the solutions.Moreover, her dedication to client satisfaction and professionalism is truly commendable. I highly recommend Ushma to anyone seeking a top-tier chartered accountant who delivers excellence in every aspect of her work.

Ushma helped me organise the repatriation of my money from India to overseas. She organised the appropriate banking forms and tax forms and even helped coordinate with the bank to help move my money. She was always courteous and went above and beyond with replying to email at the earliest possibility.I would highly recommend Ushma if you are an overseas Indian trying to complete tax requirements or tax issues.

Once again it is a pleasure to give an excellent recommendation for Ushma Jain's very professional NRI and tax services. NRI's are indeed very fortunate to have someone with Ushma's professional, and responsive expertise. She really cares about her clients. A few years ago I had to repatriate funds after sale of some inherited property and Ushma had expertly guided me through all the necessary steps to get the forms (15CA/B) and taxes filed, and get the funds repatriated. Then suddenly after almost 4-5 years I got a notice under section 147 reopening tax assessment proceedings. That was a shock. The 147 notice has a short time window to reply. I didn't know what to do. Of course, I immediately reached out to Ushma. What a relief when she replied back very quickly, even though she was about to leave on a vacation. This shows how much she cares about her clients. Before she left she reassured me and quickly guided me on collecting the relevant documents to reply to the notice. After she was back she put together all the necessary paperwork for the reply and send it to ITB. I was really impressed that she had all the records from our previous transaction. But that was not the end of the story. ITB kept on coming back multiple times with more requests for documentation and information. I was patiently guided through the various notices, and finally the job was successfully completed! They accepted the replies and it was all clear. Throughout the process Ushma was always very responsive over email, and gave very good advice. Super highly recommended!

It is a pleasure to give an excellent recommendation for Ushma Jain's very professional NRI and tax services. I had to repatriate funds after sale of some inherited property and it was very difficult to find any CA or tax advisers in India who could give the right advice. Finally after many months of talking to people, and online searches, I was able to get in touch with Ushma Jain. It felt like a big burden was lifted. She very professionally went through all the necessary steps to get the forms (15CA/B) and taxes filed. I was patiently guided through the various online systems, and finally the job was successfully completed. Throughout the process she was always very responsive over email, and gave very good advice and recommendations about available options. After completion, she followed up with a few other things that had to be taken care of, but I was not aware of them. This really speaks to her professionalism. Highly recommended!

I am pleased with the CA service provided by Ushma. She has extensive knowledge of the NRI repatriation and taxation rules in India. She explained all the process steps very professionally, providing me with a smooth experience in all transactions with minimum expenditure. I highly recommend to anyone needing similar quality and fast services.

Ushma provided various services to assist us with banking documentation. As a NRI living in countries where banking is so seamless and easy, Ushma helped us navigate the complex and archaic Indian banking and regulatory requirements and provided practical advice to streamline the process. I would highly recommend Ushma for all NRI related accounting services. Thanks very much Ushma!

Ushma Jain helped me with income tax filing. She is very professional and knowledgeable about NRI related taxation. I would recommend her to anyone who would like assistance with respect to taxation. She and her team of tax professionals are very good and quick to respond to any questions from the client. It was a pleasure to work with Ushma Jain and her team.

Ushma helped me with my money transfer from India. Ushma is a very professional, detail oriented, and a great person to work with. Her communication was clear and she delivered on the promise in time!! If you have any experience of working with Indian system, that is quite an achievement! Thank you Ushma. I strongly recommend Ushma for any Chartered Accountant needs in India for NRIs.

Ushma is the one of the very few people who listens patiently and guides you with the funds transfer process with care and empathy. She understood my situation and gave me the right advice. Her knowledge brought clarity to the process and best part was she was prompt in explaining the steps or answering queries. This not only helped me to streamline things, but also made me take informed decisions. I am going to take her guidance in future and will recommend her to others as well.

Ushma assisted me with the form 15CB and !5CA certifications and filing of my tax return in India. She is extremely knowledgeable, proficient and efficient in her field of expertise. Working with Ushma was a delight as she is very prompt in her responses with a clear focus on clients’ needs. I wish her the very best and am delighted to recommend her in her field of expertise in NRI services.

I will highly recommend Ushma's expertise and professionalism to my friends and family. She helped at very crucial time when the due date of tax filing was very close. Thank you Ushama for taking time from your busy schedule to fulfill my tax requirement at the last minute. I’d love the opportunity to work with you in the future, and again next year too. I am honored to write this for Ushma Jain whom I have known almost 2 years. Again this year (2020) she helped me for tax related obligations. She has excellent professional qualities and always made sure that the task completed on time. For all these reasons, I would definitely recommend her for tax/finance related matters.

I am happy to recommend Ushma. I needed to expatriate funds from India, and she proved to be a reliable, responsive, and competent accountant. She made it happen in less than four days (for a very reasonable fee) during the stressful lockdown period, when it was a challenge to receive any consistent advice. Ushma's expertise shined through as she knew what documents /reqts were to be produced, in fact she even assisted with accessing these documents (I cannot say the same for the Indian bank I dealt with). Look no further if you need a skilled, knowledgeable accountant in India who will work tirelessly to guide and assist you.

I engaged Ushma Jain, NRI Invest India in 2018 to help in transferring funds from India to US which I had inherited in India. I have been living outside India for last 30 years and found it impossible to navigate the process. NRI Invest India was recommended by a friend and after going through the process, I highly recommend Ushma if you need to repatriate funds from India. She was very professional, responded to my email within a an hour often a few times in a day. She was so prompt, I never had to call her on phone. Ushma Jain obtained my PAN card, file my tax returns for last few years and prepared form 15ca/15cb for repatriation of funds to US. My funds have been transferred, and the charges were very reasonable. Thank You very much Ushma!

Ushma is very reliable, prompt to respond to your queries and very knowledgeable at her work. She always responded quickly to my questions and helped me do my repatriation within 3 days. She is very courteous and a pleasure to work with. I wish her all the best and would definitely recommend her.

It is indeed my pleasure to highly recommend Ushma and her adept diligence and professionalism. I had to repatriate some funds out of India from my NRO account which I received from my provident fund withdrawal. There are very particular and stringent regulations which need to be followed. Hence I was in search of someone whom I could trust to guide me such that I remain fully compliant. My various searches and quest led me to Ushma. She not only explained to me the entire process but took end to end responsibility of not only the remittance but also all the post processes to remain fully compliant. Everything happened very smoothly while maintaining full compliance with the rules and regulations. I do not have enough words to fully thank Ushma and I would highly recommend Ushma Ji as a highly competent, trustworthy and professional CA with expertise on NRI regulations as well.

When it matters, finding a tax professional with NRI expertise is still very difficult. After given a run around by an accomplished local Chartered Accountant for a repatriation transaction, I was very lucky to find Ms. Ushma. She immediately understood my request, knew the procedure, asked right questions, prepared and filed forms with correct authorities, and provided me a road map to work with bank to complete the transaction. Consummate professional, prompt, meticulous in details, and very pleasant to work answering my long list of questions very patiently and courteously. In Ms. Ushma, I have found my NRI tax adviser, and I highly recommend her services to anyone seeking assistance on NRI money matters.

It is not easy to find a Chartered Accountant in India who is knowledgeable in NRI tax matters and also provides prompt customer service with full integrity at the same time. Ushma Jain Vaish has all these qualities that makes her a great NRI tax consultant. I was stuck with my funds repatriation issue when the bank put my transaction on hold and asked me to produce forms 15ca and 15cb. I was shocked to hear from some of the good chartered accountants that they have no clue about NRI tax matters. When I approached nriinvestindia.com, Ushma took charge of my case promptly with such ease and helped not only to prepare forms 15ca and 15cb, but also did my income tax computation and filed my tax return for the year thereby helping get me get all the tax savings that I was eligible for as per the provisions of the Indian tax laws. It has been my pleasure to receive such a professional tax consulting service from Ushma.

It is a pleasure for me to write this recommendation of Ushma Jain. I approached for help regarding transferring money from India. She understood my situation exactly, was always polite, prompt and professional in her replies and action. She is very meticulous. I had complete peace of mind as I was confident she knew what she was doing. Quite by chance, I came to know that friend of mine also had utilized her services and had the same positive experience as I had. I heartily recommend Ushma, especially to all the NRI folk out there.

I worked with Ms Ushma recently and was very impressed with the in-depth knowledge she has about the income tax rules and regulations, and her professionalism. Before coming to Ushma & Associates, I used to get professional services from some old CA firms and they were good for regular tax filing and other stuff but when I wanted to get their help for some NRI transactions, they were totally blank and had no clue what to do. While Ushma and her firm had in depth knowledge of the subject and helped me through very smoothly throughout the process. I would definitely go to them for my future CA needs and will recommend them to my friends who need such services.

I had briefly appointed another accountant and in three weeks managed to get nowhere….I then selected NRI services and Ushma took on my case and from thereon everything happened smoothly.She explained in detail the situation I was in and the steps required to resolve my issues. Once we’d started, everything happened exactly to plan and very quickly.Despite the differences in time-zone, her responses to emails and questions were immediate.Nothing seemed to be too much trouble.I will continue to use her services and also recommend Ushma to anyone with Indian Tax/Transfer dealings.

It is needless to say filing taxes in any country is hard, with several ways to go wrong, and few ways to go right. It get's very challenging when you have to do overseas with a little access to help. I came to know about Ushma through one of my friends, she helped me guide through on my tax filing process, and also directed me to obtain the key documents from the bank, explaining me the process in detail with clear alternatives. These days it is rare to find quality professionals, if you find one, just stick with it, my hunt stopped here! Thanks Ushma for everything, you are truly delightful to work with!

I have been utilizing NRI income tax related services from Ms. Ushma Jain since 2014. I am very happy with the services and I would highly recommend Ushma Jain to all for any NRI taxation related matters/issues.

I have been working with Ms. Ushma Jain for the last year. I have found her to be highly competent, professional, responsive and a pleasure to work with.I highly recommend Ushma to any one with Indian Tax/Transfer issues.

I came across Ushma Jain through one of her YouTube videos while looking for a solution to regain access to my Indian Income Tax account. After reaching out to her, I was impressed by how quickly she responded and took ownership of the issue.She guided me through the entire process with professionalism and clear communication, and within just two days, my access to the Income Tax portal was fully restored. What initially seemed like a complicated process became straightforward thanks to her expertise and efficiency.I truly appreciate her prompt support and dedication. I would highly recommend Ushma to anyone looking for a knowledgeable, reliable, and responsive Chartered Accountant.Thank you, Ushma, for your excellent support!

I have been working with CA Ushma Jain for the last 9 years, and she has consistently done an excellent job managing my Indian taxes as an NRI. Navigating cross-border taxation can be complex, but Ushma ji’s expertise and professionalism have made the entire process seamless and stress-free. I highly recommend her services to any NRI looking for reliable and expert tax assistance.

Me and my family including NRI daughter are working with Ushma from past four years. She is assisting us to file our annual ITR and keep on advising about advance tax deposit time and again. She is very senstive to clients view & concern and not only offer her professional advise, as per law of land but convince the clients to agree & act accordingly. We wish to continue to receive her valuable inputs in future. She is updated with latest rules & regulations of Government and keep on updating her taxation software system on real time basis. We trust her advise. We admire and adore her professional leadership blended with personal humility. I wish her great success and good luck.

Ushma ji has been providing stellar services for my tax filing for the past many years. She's always proactive and prompt, and answers questions quickly and clearly. I feel really confident with her handling my tax filing needs.I would recommend her services highly. Please trust your NRI tax filing to her, it will be a seamless process that will bring you peace of mind!Wishing dear Ushma ji continued success and growth!